Rent-/ Purchase- and Loan Calculator

This website is an attempt to calculate various rental, property purchase and loan scenarios.
The interpretation of the results is up to you.

Total Rent Payments

This calculation shows the total rent payments over a certain period,
both without and with annual rent increases.





Loan Repayment Simulation
















Calculation of the Price-Income Index & the Multiplier Index - Without Dynamics





















  With a purchase price of 500,000 € and an annual net income of 20,000 €, the price-income index is 25.00.

  The multiplier index is 41.67.

  So you would need 25.00 years of net income to cover the purchase price, or 41.67 years of cold rent to cover the purchase price.






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    What do these indices tell me?

    The empirica AG publishes a quarterly
    
      Immobilien Blasenindex (Q1 2025)
    
    for Germany's major cities.

    Here you can compare the indices and protect yourself from overpaying.
  











  
Support this project

  

    This website is a private, non-commercial project.

    If the calculations have helped you or you want to support the development,

    I would be happy about a small donation via PayPal!